{"id":7494,"date":"2020-04-05T16:36:46","date_gmt":"2020-04-05T14:36:46","guid":{"rendered":"http:\/\/www.smartfinans.fi\/?p=7494"},"modified":"2021-10-03T12:06:36","modified_gmt":"2021-10-03T10:06:36","slug":"yhdistelylaina-kasvava-kysynta-kertoo-jarkevyydesta","status":"publish","type":"post","link":"https:\/\/www.smartfinans.fi\/lainat\/yhdistelylaina-kasvava-kysynta-kertoo-jarkevyydesta\/","title":{"rendered":"Yhdistelylaina &#8211; Kasvava kysynt\u00e4 kertoo j\u00e4rkevyydest\u00e4"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"7494\" class=\"elementor elementor-7494\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ce65887 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ce65887\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-898d6da\" data-id=\"898d6da\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bc2caff elementor-widget elementor-widget-heading\" data-id=\"bc2caff\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">N\u00e4in Laura Tiputti kuukausikuljansa yli 500 eurolla!<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9ba3651 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9ba3651\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-12a100c\" data-id=\"12a100c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3389dd7 elementor-widget elementor-widget-spacer\" data-id=\"3389dd7\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1d22a47 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1d22a47\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0521785\" data-id=\"0521785\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d4230b9 elementor-widget elementor-widget-text-editor\" data-id=\"d4230b9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Kahdeksan erillist\u00e4 pient\u00e4 lainaa yhdistettiin yhdeksi <a href=\"https:\/\/www.smartfinans.fi\/lainojen-yhdistaminen\/\" target=\"_blank\" rel=\"noopener\">yhdistelylainaksi<\/a> ja Lauran taloudellinen tilanne otti suuren askeleen parempaan suuntaan ja t\u00e4st\u00e4 kiitos kuuluu lainojen yhdist\u00e4mispalvelulle. Lauran kuukausikulut todellakin laskivat yli 500 eurolla, kun vanhat pienet lainat yhdistettiin j\u00e4rkev\u00e4ksi kokonaisuudeksi\u2013 Suuri kiitos valtavasta avusta, sanoo Laura.<\/p>\n<h3>Mist\u00e4 idea Lainojen Yhdist\u00e4miseksi?<\/h3>\n<p><a href=\"https:\/\/rahoitu.fi\/jukka_jarjesteli_lainansa_uudelleen_saastaa_nyt_kuukausittain_1600?pubid=6555&amp;pubidsub1=Laura500eur\" target=\"_blank\" rel=\"nofollow noopener\"><b>Luin Jukasta, joka alensi kulujaan 1600 eurolla kuussa<\/b><\/a> ja j\u00e4in miettim\u00e4\u00e4n asiaa, viikon p\u00e4\u00e4st\u00e4 p\u00e4\u00e4tin kokeilla itsekin. Minulla oli toki v\u00e4hemm\u00e4n luottoja kuin Jukalla, mutta uskoisin ett\u00e4 samassa suhteessa kuluja saatiin karsittua. SmartFinansin mainos osui silmiini ja p\u00e4\u00e4tin kokeilla.<\/p>\n<h3>Tukala tilanne rauhoittui heti<\/h3>\n<p>Pikavippej\u00e4, luottokorttilaskuja, joustoluotto, useita yksityislainoja ja muita kulutusluottoja tuhansien eurojen edest\u00e4. Laura, 42, oli tukalassa tilanteessa useiden kasaantuneiden lainojensa kanssa. Ennen h\u00e4n maksoi kuukausittain yli 900 euroa lainoistaan. Tilanne oli k\u00e4ym\u00e4ss\u00e4 niin siet\u00e4m\u00e4tt\u00f6m\u00e4ksi, ett\u00e4 unet olivat olleet huonot jo pitk\u00e4\u00e4n. Laura kuuli t\u00e4st\u00e4 j\u00e4rkev\u00e4st\u00e4 tavasta pienenet\u00e4\u00e4 lainakustannuksia, sek\u00e4 pienent\u00e4\u00e4 kuukausimenojaan ja &#8221;j\u00e4rjen lamppu v\u00e4l\u00e4hti&#8221;, alkoi toden totta n\u00e4kym\u00e4\u00e4n valoa tunnelin p\u00e4\u00e4ss\u00e4. Voisin sittenkin el\u00e4\u00e4 l\u00e4hes samoin, kuin ennen lainataakkaa &#8211; lainat lyhenisiv\u00e4t mutta samalla rahaa j\u00e4isi s\u00e4\u00e4st\u00f6\u00f6n ja el\u00e4miseenkin.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-60b6296\" data-id=\"60b6296\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9c5177b elementor-widget elementor-widget-image\" data-id=\"9c5177b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"671\" src=\"https:\/\/www.smartfinans.fi\/wp-content\/uploads\/2020\/04\/Kilpailuttaminen-vei-vain-alle-5-minuuttia_-e1595280574906.png\" class=\"attachment-large size-large wp-image-7495\" alt=\"\" srcset=\"https:\/\/www.smartfinans.fi\/wp-content\/uploads\/2020\/04\/Kilpailuttaminen-vei-vain-alle-5-minuuttia_-e1595280574906.png 800w, https:\/\/www.smartfinans.fi\/wp-content\/uploads\/2020\/04\/Kilpailuttaminen-vei-vain-alle-5-minuuttia_-e1595280574906-300x252.png 300w, https:\/\/www.smartfinans.fi\/wp-content\/uploads\/2020\/04\/Kilpailuttaminen-vei-vain-alle-5-minuuttia_-e1595280574906-768x644.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9692be4 elementor-blockquote--skin-quotation elementor-blockquote--button-color-official elementor-widget elementor-widget-blockquote\" data-id=\"9692be4\" data-element_type=\"widget\" data-widget_type=\"blockquote.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<blockquote class=\"elementor-blockquote\">\n\t\t\t<p class=\"elementor-blockquote__content\">\n\t\t\t\t&nbsp;\u2013 Olen eritt\u00e4in kiitollinen uuteen ratkaisuun, kuukausikuluni laskivat yll\u00e4tt\u00e4v\u00e4n paljon ja korkokin on toki pienempi kuin aiemmin -&nbsp; Laura totesi saatuaan apua lainojen yhdist\u00e4misest\u00e4.\t\t\t<\/p>\n\t\t\t\t\t<\/blockquote>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-40d5c59 elementor-widget elementor-widget-spacer\" data-id=\"40d5c59\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c2cf3b elementor-button-warning elementor-align-center elementor-widget elementor-widget-button\" data-id=\"3c2cf3b\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.smartfinans.fi\/lainojen-yhdistaminen\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Aloita Yhdistelyhakemus<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e2bc62a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e2bc62a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-26e8ec6\" data-id=\"26e8ec6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e94e1e5 elementor-widget elementor-widget-heading\" data-id=\"e94e1e5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Yhdistelylainaan uusi alempi korkotaso!<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-292ef4f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"292ef4f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5b999367\" data-id=\"5b999367\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e3cda86 elementor-widget elementor-widget-heading\" data-id=\"e3cda86\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kuinka paljon tarvitset yhdistelylainaa?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb55f08 elementor-widget__width-inherit elementor-widget-mobile__width-inherit elementor-widget elementor-widget-shortcode\" data-id=\"cb55f08\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\"><script>\r\n\r\nfunction getParamsFrontpage( name ) {\r\n\tvar url = window.location.search.replace(\"?\", \"\");\r\n\tvar request = {};\r\n\tvar pairs = url.substring(url.indexOf('?') + 1).split('&');\r\n\tfor (var i = 0; i < pairs.length; i++) {\r\n\t\tif(!pairs[i])\r\n\t\tcontinue;\r\n\t\tvar pair = pairs[i].split('=');\r\n\t\trequest[decodeURIComponent(pair[0])] = decodeURIComponent(pair[1]);\r\n\t}\r\n\tif( typeof(request[name]) == \"undefined\") {\r\n\t\treturn \"\";\r\n\t} else {\r\n\t\treturn request[name];\r\n\t}\r\n}\r\n\r\nvar salusgroup = {\"publisher\":{}, \"prefill\":{}};\r\n\r\n\/\/ if (ga.getAll()[0].get('clientId') != '') {\r\n\/\/\tsalusgroup.publisher.pubid_reference = ga.getAll()[0].get('clientId');\r\n\/\/ }\t\r\n\r\nif (getParamsFrontpage(\"sub\")!='') {\r\nsalusgroup.publisher.pubidsub1 = getParamsFrontpage(\"sub\");\r\n}\r\n\r\nif (getParamsFrontpage(\"sub2\")!='') {\r\n\tsalusgroup.publisher.pubidsub2 = getParamsFrontpage(\"sub2\");\r\n}\r\n\r\nif (getParamsFrontpage(\"sub3\")!='') {\r\n\tsalusgroup.publisher.pubidsub3 = getParamsFrontpage(\"sub3\");\r\n}\r\n\r\n\tif (getParamsFrontpage(\"sub4\")!='') {\r\n\tsalusgroup.publisher.pubidsub4 = getParamsFrontpage(\"sub4\");\r\n}\r\n\r\nif (getParamsFrontpage(\"fbclid\")!='') {\r\n\tsalusgroup.publisher.pubid_reference = getParamsFrontpage(\"fbclid\");\r\n}\r\n\r\nif (getParamsFrontpage(\"fbclid\")!='') {\r\n\tsalusgroup.publisher.pubidsub1 = 'facebook';\r\n}\t\r\n\r\nif (getParamsFrontpage(\"gclid\")!='') {\r\n\tsalusgroup.publisher.pubidsub1 = 'google';\r\n}\r\n\r\nif (getParamsFrontpage(\"utm_source\")=='google') {\r\n\tsalusgroup.publisher.pubidsub1 = 'google';\r\n}\r\n\r\nif (getParamsFrontpage(\"gclid\")!='') {\r\n\tsalusgroup.publisher.pubid_reference = getParamsFrontpage(\"gclid\");\r\n}\r\n\t\r\n<\/script>\r\n\r\n\r\n<script async src=\"https:\/\/salus.group\/forms\/salusgroup_forms_min.js?token=fi_6555_frontpage_smartfinans_fi\"><\/script><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-418e62e\" data-id=\"418e62e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-841c988 elementor-widget elementor-widget-text-editor\" data-id=\"841c988\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Lainojen yhdist\u00e4minen toi juurikin toivotun muutoksen Lauran taloudelliseen tilanteeseen; &#8221;itse asiassa enemm\u00e4n kuin toivoin &#8211; toteaa Laura onnistumesestaan&#8221;.<\/p><p><strong>Nyt Laura maksaa kuukausittain vain yhden laskun<\/strong>, joka todellakin selkeytt\u00e4\u00e4 taloudenhallintaa. Ennen olin t\u00e4ysin hukassa paljonko lainakuluni ovat, en tiennyt edes paljonko velkaa on! Rahaa ei j\u00e4\u00e4nyt lainkaan yli, kaikesta sai pihist\u00e4\u00e4. Sukan varteen ei j\u00e4\u00e4nyt mit\u00e4\u00e4n! Ei ollut varaa tehd\u00e4 mit\u00e4\u00e4n ylim\u00e4\u00e4r\u00e4ist\u00e4 ja el\u00e4kes\u00e4\u00e4st\u00f6ist\u00e4 oli turha haaveilla. Nyt h\u00e4n s\u00e4\u00e4st\u00e4\u00e4 uuden palvelun ansiosta yli 6400 euroa vuodessa, jonka ohjaa osakes\u00e4\u00e4st\u00f6ihin. Korkoa korolle ilmi\u00f6n ansiosta minulla pit\u00e4isi olla 12 vuoden p\u00e4\u00e4st\u00e4 koossa yli 100 000 euron potti, vaikka sitten el\u00e4kep\u00e4ivi\u00e4 varten. Tuollaisen summan s\u00e4\u00e4st\u00e4minen vie toki aikaa ja uusi yhdistelylaina otettiinkin 12 vuodelle, kun aikaisemmat pienet luotot olivat lyhyell\u00e4 maksuajalla. Siksi kuukausikulutkin laskivat niin merkitt\u00e4v\u00e4sti. En kuitenkaan joudu tinkim\u00e4\u00e4n en\u00e4\u00e4n mist\u00e4\u00e4n ja silti rahaa j\u00e4\u00e4 s\u00e4\u00e4stett\u00e4v\u00e4ksi. Jos olisin jatkanut vanhaan malliin, t\u00e4m\u00e4 kaikki olisi mennyt velkojien kuluihin ja minulle olisi j\u00e4\u00e4nyt vain &#8217;Matti kukkaroon&#8217;.<\/p><p>\u2013 Lauran tapaus on hyv\u00e4 esimerkki siit\u00e4, kuinka tehokkaasti lainojen yhdist\u00e4minen voi laskea kuluja. Laura olisi voinut s\u00e4\u00e4st\u00e4\u00e4 viel\u00e4kin enemm\u00e4n, mutta h\u00e4n p\u00e4\u00e4tti laskea kuukausikulujaan pident\u00e4m\u00e4ll\u00e4 lainan takaisinmaksuaikaa.<\/p><p>Palvelumme kilpailuttaa lainatarjoukset lainojen yhdist\u00e4miseksi useiden eri pankkien ja luotonmy\u00f6nt\u00e4jien kanssa. T\u00e4ll\u00e4 hetkell\u00e4 palvelun kautta tavoittaa yli 25 pankkia ja lainanantajaa. T\u00e4m\u00e4 tarkoittaa sit\u00e4, ett\u00e4 yhdist\u00e4m\u00e4ll\u00e4 lainat kuluttaja voi saada lainatarjouksia useasta paikasta. Erilaisten vaihtoehtojen avulla jokainen pystyy valitsemaan omiin tarpeisiinsa parhaiten sopivan kokonaisuuden.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-beefd11 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"beefd11\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4ea598c\" data-id=\"4ea598c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-94e4182 elementor-widget elementor-widget-text-editor\" data-id=\"94e4182\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2><strong>Hae Yhdistelylainaa Nyt.<\/span><\/strong><\/h2>\n<h2><strong style=\"color: inherit; font-family: inherit; font-size: 2rem;\">Saat toimivan tarjouksen heti.<\/strong><\/h2>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b734b2d elementor-widget elementor-widget-text-editor\" data-id=\"b734b2d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Kilpailuta yhdistelylaina SmartFinansin avulla ja <b>voit alentaa nykyisi\u00e4 lainanhoitomenojasi, jopa sadoilla euroilla joka kuukausi.<\/b><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7c10f8 elementor-widget elementor-widget-text-editor\" data-id=\"e7c10f8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Tarjous jopa 25 pankilta tai lainanantajalta vain 1 hakemuksella.<\/li><li>T\u00e4ysin ilman piilokuluja.<\/li><li>L\u00e4het\u00e4 hakemus ja valitse edullisin kilpailutettu tarjous<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dcee5b1 elementor-widget elementor-widget-text-editor\" data-id=\"dcee5b1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><b>Perusedellytykset kilpailutetun yhdistelylainatarjouksen saamiselle:<\/b><\/p><ol><li>Olet v\u00e4hint\u00e4\u00e4n 20-vuotias<\/li><li>Sinulla on s\u00e4\u00e4nn\u00f6lliset palkka- tai el\u00e4ketulot<\/li><li>Sinulla ei ole maksuh\u00e4iri\u00f6merkint\u00f6j\u00e4<\/li><\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5dcc74c elementor-widget elementor-widget-text-editor\" data-id=\"5dcc74c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Palvelun k\u00e4ytt\u00f6 on 100% ilmaista eik\u00e4 sido sinua mihink\u00e4\u00e4n! <b>Tarkista uusi korkotasosi, ilman sitoumuksia.<\/b><b><\/b><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6297c65 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6297c65\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e408882\" data-id=\"e408882\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44dfe98 elementor-widget elementor-widget-heading\" data-id=\"44dfe98\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Korkotaso alkaen 4% ja korkeintaan 10%<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bd7eaaf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bd7eaaf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-da23cad\" data-id=\"da23cad\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d935237 elementor-widget elementor-widget-heading\" data-id=\"d935237\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Korkotaso alkaen 4% ja korkeintaan 10%<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>N\u00e4in Laura Tiputti kuukausikuljansa yli 500 eurolla! Kahdeksan erillist\u00e4 pient\u00e4 lainaa yhdistettiin yhdeksi yhdistelylainaksi ja Lauran taloudellinen tilanne otti suuren [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7495,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[49],"tags":[55,54],"_links":{"self":[{"href":"https:\/\/www.smartfinans.fi\/wp-json\/wp\/v2\/posts\/7494"}],"collection":[{"href":"https:\/\/www.smartfinans.fi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.smartfinans.fi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.smartfinans.fi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smartfinans.fi\/wp-json\/wp\/v2\/comments?post=7494"}],"version-history":[{"count":0,"href":"https:\/\/www.smartfinans.fi\/wp-json\/wp\/v2\/posts\/7494\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.smartfinans.fi\/wp-json\/wp\/v2\/media\/7495"}],"wp:attachment":[{"href":"https:\/\/www.smartfinans.fi\/wp-json\/wp\/v2\/media?parent=7494"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.smartfinans.fi\/wp-json\/wp\/v2\/categories?post=7494"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.smartfinans.fi\/wp-json\/wp\/v2\/tags?post=7494"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}