{"id":13243,"date":"2021-10-01T23:27:55","date_gmt":"2021-10-01T21:27:55","guid":{"rendered":"https:\/\/www.smartfinans.fi\/?p=13243"},"modified":"2021-10-04T09:40:13","modified_gmt":"2021-10-04T07:40:13","slug":"korkokatto-paattyi","status":"publish","type":"post","link":"https:\/\/www.smartfinans.fi\/lainsaadanto\/korkokatto-paattyi\/","title":{"rendered":"Korkokatto P\u00e4\u00e4ttyi"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"13243\" class=\"elementor elementor-13243\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cb758a0 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"cb758a0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3b7ac75\" data-id=\"3b7ac75\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-28388fb elementor-widget elementor-widget-image\" data-id=\"28388fb\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1350\" src=\"https:\/\/www.smartfinans.fi\/wp-content\/uploads\/2021\/10\/korkokatto-scaled.jpg\" class=\"attachment-full size-full wp-image-13339\" alt=\"\" srcset=\"https:\/\/www.smartfinans.fi\/wp-content\/uploads\/2021\/10\/korkokatto-scaled.jpg 2560w, https:\/\/www.smartfinans.fi\/wp-content\/uploads\/2021\/10\/korkokatto-300x158.jpg 300w, https:\/\/www.smartfinans.fi\/wp-content\/uploads\/2021\/10\/korkokatto-1024x540.jpg 1024w, https:\/\/www.smartfinans.fi\/wp-content\/uploads\/2021\/10\/korkokatto-768x405.jpg 768w, https:\/\/www.smartfinans.fi\/wp-content\/uploads\/2021\/10\/korkokatto-1536x810.jpg 1536w, https:\/\/www.smartfinans.fi\/wp-content\/uploads\/2021\/10\/korkokatto-2048x1080.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Korkokatto on ohi, mutta meill\u00e4 voit uudelleenkilpailuttaa ja leikata lainakorot j\u00e4lleen alemmalle tasolle.<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7c160c43 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7c160c43\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3ce64779\" data-id=\"3ce64779\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ced5652 elementor-widget elementor-widget-text-editor\" data-id=\"ced5652\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><!-- wp:paragraph --><\/p>\n<p><meta charset=\"utf-8\"><strong>Varoitus:<\/strong> Lainojesi saattoivat jopa kaksinkertaistua alkaen 1.10.2021.<br><br><strong>Korkokatto p\u00e4\u00e4ttyi 1.10.2021<\/strong><br><br>Monen kuluttajan lainan korko voi nyt pahimmillaan nousta&nbsp;<strong><span style=\"text-decoration: underline;\">jopa 20% tasolle lokakuun 1. p\u00e4iv\u00e4st\u00e4 l\u00e4htien<\/span>,<\/strong>&nbsp;kun vakuudettomien kuluttajaluottojen v\u00e4liaikainen, alempi kymmenen prosentin korkokatto p\u00e4\u00e4ttyi 30.9.2021.<br><br><b>Nyt on aika toimia!&nbsp;<\/b><br><br>Jopa 20% korkotaso siis mahdollinen, mik\u00e4li lainasi ehdoissa ei ole sovittu korkotason jatkumisesta ennallaan 1.10.2021 alkaen.&nbsp;Suosittelemme, ett\u00e4 tarkistat lainasopimuksen v\u00e4litt\u00f6m\u00e4sti. Mik\u00e4li sinulla her\u00e4\u00e4 kysytt\u00e4v\u00e4\u00e4, lainaneuvojamme auttavat mielell\u00e4\u00e4n laina-chatissa (l\u00f6ytyy&nbsp;<a href=\"\/lainahakemus\" target=\"_blank\">hakemussivulta<\/a>&nbsp;kun aloitat kilpailutushakemuksen) tai puhelimitse.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p><meta charset=\"utf-8\"><strong>Toimi n\u00e4in:<\/strong><br><br>1. Tarkista nykyisest\u00e4 lainasopimuksesta, mit\u00e4 korkotasosta on sovittu.<br>2. Jos korko on noussut -&gt;&nbsp;<strong>Kilpailuta laina uudelleen matalammalle korkotasolle.&nbsp;<\/strong><a href=\"http:\/\/www.smartfinans.fi\/\" rel=\"noreferrer noopener\" target=\"_blank\"><strong>Voit tehd\u00e4 sen t\u00e4st\u00e4.<\/strong><\/a><br><br>Jos sopimuksesi korko jatkuu ennallaan, sinun ei tarvitse tehd\u00e4 mit\u00e4\u00e4n. Voit toki aina tarkistaa ja kilpailuttaa maksutta lainaasi edullisemmaksi. Suosisttelemmekin seuraamaan lainamarkkinaa ja kilpailuttamaan lainan uudelleen sopivin v\u00e4liajoin. N\u00e4in maksat aina matalinta lainan korkoa ja pienint\u00e4 kulua.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:image --><\/p>\n<figure class=\"wp-block-image\"><img alt=\"\"><\/figure>\n<p><!-- \/wp:image --><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f344bc0 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"f344bc0\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/lainahakemus\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Kilpailuta edullisempi laina >><\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Monen kuluttajan lainan korko voi nyt pahimmillaan\u00a0jopa kaksinkertaistua t\u00e4st\u00e4 lokakuun alusta l\u00e4htien,\u00a0kun vakuudettomien kuluttajaluottojen v\u00e4liaikainen, alempi kymmenen prosentin korkokatto p\u00e4\u00e4ttyi 30.9.2021.<\/p>\n","protected":false},"author":1,"featured_media":8416,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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