{"id":6655,"date":"2018-11-24T20:51:47","date_gmt":"2018-11-24T18:51:47","guid":{"rendered":"http:\/\/www.smartfinans.fi\/?page_id=6655"},"modified":"2023-05-08T21:48:44","modified_gmt":"2023-05-08T19:48:44","slug":"lainojen-yhdistaminen","status":"publish","type":"page","link":"https:\/\/www.smartfinans.fi\/lainojen-yhdistaminen\/","title":{"rendered":"Lainojen Yhdist\u00e4minen"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"6655\" class=\"elementor elementor-6655\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<div class=\"elementor-section elementor-top-section elementor-element elementor-element-2c9fbc6 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2c9fbc6\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;animation_mobile&quot;:&quot;none&quot;}\" data-e-bg-lazyload=\".elementor-background-overlay\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c6b1872\" data-id=\"c6b1872\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eb8ebc0 elementor-widget elementor-widget-heading\" data-id=\"eb8ebc0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kuinka paljon tarvitset yhdistelylainaa?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e297f39 elementor-widget__width-inherit elementor-widget-mobile__width-inherit elementor-widget elementor-widget-shortcode\" data-id=\"e297f39\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\"><script>\r\n\r\nfunction getParamsFrontpage( name ) {\r\n\tvar url = window.location.search.replace(\"?\", \"\");\r\n\tvar request = {};\r\n\tvar pairs = url.substring(url.indexOf('?') + 1).split('&');\r\n\tfor (var i = 0; i < pairs.length; i++) {\r\n\t\tif(!pairs[i])\r\n\t\tcontinue;\r\n\t\tvar pair = pairs[i].split('=');\r\n\t\trequest[decodeURIComponent(pair[0])] = decodeURIComponent(pair[1]);\r\n\t}\r\n\tif( typeof(request[name]) == \"undefined\") {\r\n\t\treturn \"\";\r\n\t} else {\r\n\t\treturn request[name];\r\n\t}\r\n}\r\n\r\nvar salusgroup = {\"publisher\":{}, \"prefill\":{}};\r\n\r\n\/\/ if (ga.getAll()[0].get('clientId') != '') {\r\n\/\/\tsalusgroup.publisher.pubid_reference = ga.getAll()[0].get('clientId');\r\n\/\/ }\t\r\n\r\nif (getParamsFrontpage(\"sub\")!='') {\r\nsalusgroup.publisher.pubidsub1 = getParamsFrontpage(\"sub\");\r\n}\r\n\r\nif (getParamsFrontpage(\"sub2\")!='') {\r\n\tsalusgroup.publisher.pubidsub2 = getParamsFrontpage(\"sub2\");\r\n}\r\n\r\nif (getParamsFrontpage(\"sub3\")!='') {\r\n\tsalusgroup.publisher.pubidsub3 = getParamsFrontpage(\"sub3\");\r\n}\r\n\r\n\tif (getParamsFrontpage(\"sub4\")!='') {\r\n\tsalusgroup.publisher.pubidsub4 = getParamsFrontpage(\"sub4\");\r\n}\r\n\r\nif (getParamsFrontpage(\"fbclid\")!='') {\r\n\tsalusgroup.publisher.pubid_reference = getParamsFrontpage(\"fbclid\");\r\n}\r\n\r\nif (getParamsFrontpage(\"fbclid\")!='') {\r\n\tsalusgroup.publisher.pubidsub1 = 'facebook';\r\n}\t\r\n\r\nif (getParamsFrontpage(\"gclid\")!='') {\r\n\tsalusgroup.publisher.pubidsub1 = 'google';\r\n}\r\n\r\nif (getParamsFrontpage(\"utm_source\")=='google') {\r\n\tsalusgroup.publisher.pubidsub1 = 'google';\r\n}\r\n\r\nif (getParamsFrontpage(\"gclid\")!='') {\r\n\tsalusgroup.publisher.pubid_reference = getParamsFrontpage(\"gclid\");\r\n}\r\n\t\r\n<\/script>\r\n\r\n\r\n<script async src=\"https:\/\/salus.group\/forms\/salusgroup_forms_min.js?token=fi_6555_frontpage_smartfinans_fi\"><\/script><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c932856\" data-id=\"c932856\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-afc725f elementor-widget elementor-widget-heading\" data-id=\"afc725f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tee Hakemus verkossa<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a75863 elementor-widget elementor-widget-text-editor\" data-id=\"7a75863\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Kilpailutamme edullisen yhdistelylainan maksutta.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-257877e elementor-widget elementor-widget-text-editor\" data-id=\"257877e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><b>Edellytykset tarjoukselle:<\/b><\/p><ol><li>Olet v\u00e4hint\u00e4\u00e4n 20-vuotias<\/li><li>Sinulla on s\u00e4\u00e4nn\u00f6lliset tulot<br \/>(palkka- tai el\u00e4ketulot)<\/li><li>Puhtaat luottotiedot<\/li><\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61816e7 elementor-widget elementor-widget-text-editor\" data-id=\"61816e7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Palvelun k\u00e4ytt\u00f6 on 100% ilmaista eik\u00e4 sido sinua mihink\u00e4\u00e4n. <b>Tarkista uusi korkotasosi, ilman sitoumuksia.<\/b><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32fea6e elementor-align-left elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"32fea6e\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-balance-scale-left\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Tarjous yhdistelylainaksi yli 20 pankin kesken kilpailutettuna<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">T\u00e4ysin ilman lis\u00e4kuluja<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">T\u00e4yt\u00e4 ensin maksuton hakemus ja valitse edullisin tarjous<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-55f90ca elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"55f90ca\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e1b3b74\" data-id=\"e1b3b74\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e19ea8a elementor-widget elementor-widget-heading\" data-id=\"e19ea8a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Saat p\u00e4\u00e4t\u00f6ksen Heti hakemuksen j\u00e4lkeen<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a0969e8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a0969e8\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fe418ba\" data-id=\"fe418ba\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7932c28 elementor-widget elementor-widget-text-editor\" data-id=\"7932c28\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Kilpailuttamalla yhdistelylainan SmartFinansin avulla ja voit alentaa nykyisi\u00e4 lainanhoitomenojasi ja k\u00e4ytt\u00f6\u00f6si j\u00e4\u00e4 enemm\u00e4n.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf2fc8e elementor-widget elementor-widget-text-editor\" data-id=\"cf2fc8e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Tarjous yhdistelylainaksi\u00a0<b><u>vain 1 hakemuksella.<\/u><\/b><\/li><li>T\u00e4ysin ilman piilokuluja. Me olemme lainanhakijan puolella.<\/li><li>Ei sido mihink\u00e4\u00e4n, saat tarjouksen ja p\u00e4\u00e4t\u00f6ksen heti. Voit mietti\u00e4 30 p\u00e4iv\u00e4\u00e4 haluatko nostaa jonkin tarjotuista lainoista tilillesi.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9dc0bd elementor-widget elementor-widget-image\" data-id=\"b9dc0bd\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"768\" src=\"https:\/\/www.smartfinans.fi\/wp-content\/uploads\/2020\/11\/BANKENS-768x768.png\" class=\"attachment-medium_large size-medium_large wp-image-8416\" alt=\"\" srcset=\"https:\/\/www.smartfinans.fi\/wp-content\/uploads\/2020\/11\/BANKENS-768x768.png 768w, https:\/\/www.smartfinans.fi\/wp-content\/uploads\/2020\/11\/BANKENS-300x300.png 300w, https:\/\/www.smartfinans.fi\/wp-content\/uploads\/2020\/11\/BANKENS-1024x1024.png 1024w, https:\/\/www.smartfinans.fi\/wp-content\/uploads\/2020\/11\/BANKENS-150x150.png 150w, https:\/\/www.smartfinans.fi\/wp-content\/uploads\/2020\/11\/BANKENS-1536x1536.png 1536w, https:\/\/www.smartfinans.fi\/wp-content\/uploads\/2020\/11\/BANKENS.png 1600w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Saat tulokset heti ja p\u00e4\u00e4set vertailemaan lainamarkkinaa Omatilin rauhassa. Henkil\u00f6kohtaiset lainatarjoukset.<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-604ad6e elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"604ad6e\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4f26350\" data-id=\"4f26350\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-407ef6a elementor-widget elementor-widget-image\" data-id=\"407ef6a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.smartfinans.fi\/wp-content\/uploads\/elementor\/thumbs\/monta-lainaa-yhdeksi-pf3leottw1nwfmqdu2q4z5e1txfutulgn92pt36a68.jpg\" title=\"monta lainaa yhdeksi\" alt=\"monta lainaa yhdeksi\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5354c63 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5354c63\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d34cf24\" data-id=\"d34cf24\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0c986d1 elementor-widget elementor-widget-heading\" data-id=\"0c986d1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Lainojen Yhdist\u00e4minen<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49617a4 elementor-widget elementor-widget-heading\" data-id=\"49617a4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Lue miksi se kannattaa<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-300b376 elementor-widget elementor-widget-text-editor\" data-id=\"300b376\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Yhdistelylaina on nimens\u00e4 mukaan tarkoitettu lainojen yhdist\u00e4miseksi. Yhdistelylainalla voit siis yhdist\u00e4\u00e4 useat pienlainasi yhdeksi suuremmaksi edullisemmaksi lainaksi. N\u00e4in huolehdit jakossa vain yhdest\u00e4 lainasta. T\u00e4m\u00e4 useimmiten auttaa huomattavasti lainojen takaisinmaksussa laskemalla kuukausikulujasi merkitt\u00e4v\u00e4sti, samalla saat lainalle aikaisempia kalliita lainoja edullisemman koron. Avullamme kilpailutat yhdistelylainan ja haet sinulle sopivan summan lainaa jo t\u00e4n\u00e4\u00e4n.<\/p><p><strong style=\"font-size: 1rem;\">Helpoin tapa s\u00e4\u00e4st\u00e4\u00e4 onkin, kilpailuttaa ja yhdist\u00e4\u00e4<\/strong><span style=\"font-size: 1rem;\">\u00a0pienet lainat veloituksetta.<\/span><\/p><h3><span style=\"font-size: 1rem; color: #ffffff;\">Yhdistelylainan tarpeeseen useimmiten ajaudutaan ihan vain vahingossa<\/span><\/h3><p><span style=\"font-size: 1rem;\">Kes\u00e4 ja kev\u00e4t ovat vuodenaikoja, jolloin talouksien rahantarve kasvaa merkitt\u00e4v\u00e4sti. Lomat, reissut, m\u00f6kki, auto ja kodin pikku remontit voivat tehd\u00e4 ik\u00e4v\u00e4n loven lompakkoon. Moni miettii kuinka voisi s\u00e4\u00e4st\u00e4\u00e4 arjen kuluista?<\/span><\/p><p><span style=\"font-size: 1rem;\">Ensimm\u00e4inen vaihtoehto on yleens\u00e4 omien kulujen karsiminen. T\u00e4m\u00e4 ei kuitenkaan aina ole mahdollista, sill\u00e4 monet suomalaiset k\u00e4ytt\u00e4v\u00e4t rahansa nyky\u00e4\u00e4n hyvin harkiten \u2013 menoista ei en\u00e4\u00e4 pysty supistamaan.<\/span><\/p><p>Joskus siis lis\u00e4rahoituksen hakeminen ulkopuoliselta tekij\u00e4lt\u00e4 on toimivin ratkaisu kulujen kattamiseen ja etenkin silloin, kun haluaa el\u00e4\u00e4 tiettyn\u00e4 aikana v\u00e4h\u00e4n leve\u00e4mmin ja maksaa kuluja my\u00f6hemmin joustavammalla aikataululla.<\/p><p><strong>Lainat voi kilpailuttaa veloituksetta palvelussamme<\/strong><\/p><p>Hyv\u00e4 vinkki lainaa hakiessa on suunnata hakemukselle, t\u00e4ytt\u00e4\u00e4 se ja tutustua heti lainanv\u00e4litt\u00e4jiin ja heid\u00e4n antamiinsa tarjouksiin. Saat lainatarjouksen henkil\u00f6kohtaisella korolla ja hakemus ei sido ottamaan lainaa. Kilpailutuspalvelumme toimii yhteisty\u00f6ss\u00e4 eri pankkien ja luotonmy\u00f6nt\u00e4jien kanssa ja pystymme usein tarjoamaan eritt\u00e4in toimivia lainaratkaisuja.<\/p><p>Kun haet lainatarjouksen palvelun kautta, voit yhdell\u00e4 hakemuksella hakea tarjouksen ja lainalupaukse useammalta pankilta ja luotonmy\u00f6nt\u00e4j\u00e4lt\u00e4. Lopuksi voit itse valitsa mieluisimman vaihtoehdon. Sin\u00e4 p\u00e4\u00e4t\u00e4t, me kilpailutamme.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-96010fb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"96010fb\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-b4d2601\" data-id=\"b4d2601\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b20b2d2 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"b20b2d2\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<i class=\"fa fa-money\" aria-hidden=\"true\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span  >\n\t\t\t\t\t\tS\u00e4\u00e4st\u00e4t joka kuukausi\t\t\t\t\t<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<span style=\"text-align: start; white-space: normal;\">Lainojen yhdist\u00e4misell\u00e4 saavutetaan merkitt\u00e4v\u00e4 kuukausis\u00e4\u00e4st\u00f6 verrattuna, ett\u00e4 maksaisit pois useita pieni\u00e4 lainoja ja kulutusluottoja.<\/span>\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-d7018ba\" data-id=\"d7018ba\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9f4ffff elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"9f4ffff\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<i class=\"fa fa-check-circle\" aria-hidden=\"true\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span  >\n\t\t\t\t\t\tJ\u00e4\u00e4 enemm\u00e4n el\u00e4miselle\t\t\t\t\t<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<span style=\"text-align: start; white-space: normal;\">Ei suuret tulot vaan pienet menot sanotaan. Pienet lainakulut, leve\u00e4mpi arki, enemm\u00e4n rahaa el\u00e4miseen. Kyll\u00e4 kiitos.<\/span>\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-691dd44\" data-id=\"691dd44\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b137648 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"b137648\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<i class=\"fa fa-bank\" aria-hidden=\"true\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span  >\n\t\t\t\t\t\tS\u00e4\u00e4st\u00e4t joka kuukausi\t\t\t\t\t<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<span style=\"text-align: start; white-space: normal;\">Kun yhdist\u00e4t lainasi, lyhenn\u00e4t samalla lainap\u00e4\u00e4omasi takaisinmaksuaikaa. Ota ohituskaista lainattomaan arkeen jo t\u00e4n\u00e4\u00e4n.<\/span>\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-4ccefd2\" data-id=\"4ccefd2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-78c57f0 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"78c57f0\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<i class=\"fa fa-smile-o\" aria-hidden=\"true\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<span  >\n\t\t\t\t\t\tLoistava p\u00e4\u00e4t\u00f6s\t\t\t\t\t<\/span>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t<span style=\"text-align: start; white-space: normal;\">Lainojen yhdist\u00e4minen tuo v\u00e4ljyytt\u00e4 jokaiseen p\u00e4iv\u00e4\u00e4si, rahaa j\u00e4\u00e4 enemm\u00e4n el\u00e4miseen ja nautintoihin, ehk\u00e4 jopa s\u00e4\u00e4st\u00f6\u00f6nkin!<\/span>\t\t\t\t\t<\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-55c372dc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"55c372dc\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2c7d3bbe\" data-id=\"2c7d3bbe\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-151313d8 elementor-widget elementor-widget-heading\" data-id=\"151313d8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Muutama hyv\u00e4 syy k\u00e4ytt\u00e4\u00e4 palveluamme yhdistelylainan kilpailuttamiseksi<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94e75a3 elementor-widget elementor-widget-text-editor\" data-id=\"94e75a3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Nopea, <b>lainap\u00e4\u00e4t\u00f6s heti<\/b><\/li><li>Usea pankki ja lainanantaja kilpailee lainastasi<\/li><li>Saat niputettua nykyiset useat lainat yhdeksi<\/li><li>Vain yksi maksuer\u00e4 kuukaudessa<\/li><li>Todenn\u00e4k\u00f6isesti reilusti edullisempi korko<\/li><li>Hakemus ei sido mihink\u00e4\u00e4n ja on ilmainen<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-36a13899 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"36a13899\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-20e53261\" data-id=\"20e53261\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e36eb24 elementor-widget elementor-widget-text-editor\" data-id=\"e36eb24\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2 style=\"font-family: Poppins; color: #7a7979;\"><span style=\"font-weight: bolder; font-family: inherit; font-size: 2rem; color: #ffffff;\">Saat toimivan, henkil\u00f6kohtaisen tarjouksen heti.\u00a0<\/span><\/h2><p><span style=\"color: #ffffff;\">Palvelun k\u00e4ytt\u00f6 on 100% ilmaista eik\u00e4 sido sinua mihink\u00e4\u00e4n! <b>Tarkista uusi korkotasosi, ilman sitoumuksia.<\/b><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f943f7 elementor-widget elementor-widget-text-editor\" data-id=\"0f943f7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><b>Perusedellytykset kilpailutetun yhdistelylainatarjouksen saamiselle:<\/b><\/p><ol><li>Olet v\u00e4hint\u00e4\u00e4n 20-vuotias<\/li><li>Sinulla on s\u00e4\u00e4nn\u00f6lliset palkka- tai el\u00e4ketulot<\/li><li>Sinulla ei ole maksuh\u00e4iri\u00f6merkint\u00f6j\u00e4<\/li><\/ol>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5a784c73 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5a784c73\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4a97b3a9\" data-id=\"4a97b3a9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-25f3c55a elementor-widget elementor-widget-image\" data-id=\"25f3c55a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"671\" src=\"https:\/\/www.smartfinans.fi\/wp-content\/uploads\/2020\/04\/Kilpailuttaminen-vei-vain-alle-5-minuuttia_-e1595280574906.png\" class=\"attachment-large size-large wp-image-7495\" alt=\"\" srcset=\"https:\/\/www.smartfinans.fi\/wp-content\/uploads\/2020\/04\/Kilpailuttaminen-vei-vain-alle-5-minuuttia_-e1595280574906.png 800w, https:\/\/www.smartfinans.fi\/wp-content\/uploads\/2020\/04\/Kilpailuttaminen-vei-vain-alle-5-minuuttia_-e1595280574906-300x252.png 300w, https:\/\/www.smartfinans.fi\/wp-content\/uploads\/2020\/04\/Kilpailuttaminen-vei-vain-alle-5-minuuttia_-e1595280574906-768x644.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-42cb0831\" data-id=\"42cb0831\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-413ae79b elementor-widget elementor-widget-heading\" data-id=\"413ae79b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Me kilpailutamme\n- Sin\u00e4 s\u00e4\u00e4st\u00e4t<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41b8c5dd elementor-widget elementor-widget-text-editor\" data-id=\"41b8c5dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Me kilpailutamme lainatarjoukset ja sin\u00e4 s\u00e4\u00e4st\u00e4t. Palvelumme kautta saat heti n\u00e4ht\u00e4v\u00e4ksesi useita tarjouksia valitsemallesi lainasummalle. Voitte tehd\u00e4 yhdistelylainan kilpailutuksen niin yksin tai mik\u00e4li mahdollista yhteishakijan kanssa, jolloin saatte viel\u00e4kin paremman tarjouksen uudelle lainalle. T\u00e4t\u00e4 kannattaa mietti\u00e4 varsinkin jos olette samaa taloutta ja alempi korko hy\u00f6dytt\u00e4\u00e4 koko taloutta.&nbsp;<a href=\"https:\/\/www.smartfinans.fi\/lainat\/yhdistelylaina-kasvava-kysynta-kertoo-jarkevyydesta\" target=\"_blank\" style=\"font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem;\">Lue Lauran tarina.<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Kuinka paljon tarvitset yhdistelylainaa? Tee Hakemus verkossa Kilpailutamme edullisen yhdistelylainan maksutta. Edellytykset tarjoukselle: Olet v\u00e4hint\u00e4\u00e4n 20-vuotias Sinulla on s\u00e4\u00e4nn\u00f6lliset tulot(palkka- [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"_links":{"self":[{"href":"https:\/\/www.smartfinans.fi\/wp-json\/wp\/v2\/pages\/6655"}],"collection":[{"href":"https:\/\/www.smartfinans.fi\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.smartfinans.fi\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.smartfinans.fi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smartfinans.fi\/wp-json\/wp\/v2\/comments?post=6655"}],"version-history":[{"count":0,"href":"https:\/\/www.smartfinans.fi\/wp-json\/wp\/v2\/pages\/6655\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.smartfinans.fi\/wp-json\/wp\/v2\/media?parent=6655"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}